Match your money to the moment

We can help you save for college, a new home, or retirement.

Invest smart from the start with a brokerage account

$0 account fees2
Keep your money working toward your goals.
$0 commissions
Trade US stocks and ETFs commission free online.1
Trade any amount
Buy US stocks and ETFs for as little as $1 with fractional shares.3
Open a brokerage account
Explore ways to invest

One way to get a head start to life’s next act is with a Roth IRA

Help keep more of what you make in your Roth IRA
Tax-free growth potential and tax-free withdrawals in retirement may help you keep more of what you earn.4
Flexible access to your money
Withdraw any amount you contribute to your Roth without taxes or penalties—any time, for any reason.
Versatile investing
Like other IRAs, you can use your Roth to buy individual stocks, bonds, mutual funds, and more.
Open a Roth IRA
Explore other retirement accounts

Save, earn, and invest for health care with an HSA

Triple-tax advantage
Get tax-deductible contributions, no immediate tax on earnings, and tax-free withdrawals for qualified medical expenses.5
No account fees
Fidelity’s HSA has no account fees or minimums, and $0 commissions for US stock & ETF trades.6
Not “use-it-or-lose-it”
The money’s always yours. You can earn interest on cash, grow your account by investing, or do both.
Open an HSA
Explore health savings at Fidelity

Save for the next generation’s education with a 529 account

Tax-smart savings
Any earnings grow federal income tax-deferred, and you can get tax-free withdrawals for qualified education expenses.
Flexible use of funds
Pay for college, trade school, and K–12 nationwide, including tuition, fees, and books.7
Your money can work harder
No minimums to open and no account fees.2 Plus, start early and your money could potentially grow more.
Open a 529 account
Explore other ways to save for a child

A partner to help bring your plans to life

Collaborate with a dedicated Fidelity advisor to build a comprehensive wealth management strategy designed to help you meet your goals and evolving needs.

Find an advisor

Expertise you can act on

Why choose Fidelity?

Our objective insights and disciplined approach have helped generations of customers through all kinds of markets.

  • A clear, straightforward experience
  • Guidance as life changes
  • A wider range of integrated tools and products
  • Value and transparency at every step

Looking for something else?

Answer a few questions about your goals and we'll show account options that could work for you.

Get started